Tag Archives: banking
Friends, Coffee and a Trading account!

Friends, Coffee and a Trading account!

A lot can happen over a cup of coffee! The Café Coffee Day punch line could not have been more apt! From harmless college gossip to strategic business decisions, this beverage has seen it all. And so we did discover, last week during our discussion on Demat accounts.

It is now time to engage in another such fruitful discussion. So grab a cup of coffee and join me and my friends in this conversation!

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Demat-account-benefits

Friends, Coffee and a Demat account

Are you one of those who wonder how do people invest in stocks? Don’t know what are the formalities involved? Have heard of demat accounts and online trading accounts but don’t know what they are?

So, let’s chat over a cup of coffee to learn all about demat accounts!

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Company Shastra – Indian Bank Ltd.

Company Shastra – Indian Bank Ltd.

Indian Bank is a mid-sized public sector bank with major presence in South India. In fact it derives 42% of its growth from just one state, Tamil Nadu. It has been a consistent performer for the past ten years and can boast of ratios higher than industry averages.

However, the last one year has seen the NPA increasing from 0.53% to 1.33%.

Will the increasing NPA and focus on the southern region hamper its growth?

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Decoding the Indian Banking Industry – Discussing its structure and business model

Decoding the Indian Banking Industry – Discussing its structure and business model

The Banking sector in India remains an investment favourite for most of us. This is but natural, given its excellent performance in the past decade. But, when it comes to understanding the structure, we find it too complicated! Most of us even shy away from it.

MoneyWorks4me thus brings to you a simple analysis of the Indian Banking Industry in two parts.

This first article will help you learn the structure of the Banking Industry and what is its business model?

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Category:Economy
Company Shastra: Manappuram General Finance & Leasing Ltd. (MAGFIL)

Company Shastra: Manappuram General Finance & Leasing Ltd. (MAGFIL)

MAGFIL, a Kerala based NBFC, derives its maximum revenue from loans against Gold. It has a strong presence in South India with 76% of its branches situated in this region. This region currently accounts for 40% of India’s gold demand and 85-90% of the gold loans market in India.
In the last ten years, the company has shown phenomenal performance in all its financials. The company follows a robust risk management policy of granting gold loans only against household used jewellery. However, it still has a modest market share of 7% Compared to this, Muthoot Finance, the market leader has a with 20% market share
At the back of all these factors does MAGFIL provide a golden investment opportunity?

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