Tag Archives: Investing
NPS – Is it the best way to plan your retirement?

NPS – Is it the best way to plan your retirement?

In our last week’s article on new pension scheme, we told you what an NPS account is, what its key features are and how it works.

But, is it better than other retirement schemes? Does it provide better returns? What are its disadvantages? Let’s find out in this article…

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The New Pension Scheme (NPS) – all you need to know about it!

The New Pension Scheme (NPS) – all you need to know about it!

You may be aware of the young average age of the Indian population, with more than 50% being between the age of 25-50. By 2050, most of them would be approaching their retirement. Moreover, with improving life expectancy, tomorrow’s retirees will need to accumulate a bigger corpus for their sunset years. The way to ensure this is good retirement planning.

So, have you planned for your retirement yet? If not, lets learn about an instrument that helps you plan your retirement in a disciplined manner, along with the provision of tax benefits i.e. NPS. Read on for more…

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Have you invested in a ‘Level 10’ stock?

If you are a long-term investor, your objective for investing is bound to be two pronged. You expect short-term (dividends) as well as long-term returns from the stock. To fulfill the latter objective i.e. capital appreciation, the company needs to focus on building shareholder value.

However, in pursuit of short-term gains and stock price appreciation, a company may sacrifice long-term value creation. In order to avoid such companies, you need to look for a ‘Level 10’ company.

So, what is a Level 10 company? And, how can companies strive to become one? Let’s investigate….

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Kingfisher & Suzlon go the CDR way-but is it the right way for you?

Quite recently, companies like Kingfisher, Suzlon Energy have been in the news for many reasons. The major concerns surrounding these companies businesses were related to their surmounting debt levels. In such a situation companies usually approach lender banks for Corporate Debt Restructuring (CDR), which seems to be the only cure.

So, what causes companies to opt for CDRs? Do they see any hope of revival or rescue by opting for this mechanism? How to identify the ones that stand to benefit from the process? Let’s find out…

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Category:In the News

Must know facts about Life Insurance

Most of us have insurance of some or the other kind. While in some cases, buying insurance may have been necessitated by law, in others we may have bought it on the insistence of a friend/colleague.

However, one thing that is common between Insurance and non-insurance buyers is that most of us are not well-versed with how insurance works exactly. There’s a lot to learn about insurance, even if you may have had it for years!

So, MoneyWorks4me brings to you this article on life insurance basics, to help you make informed decisions.

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