Tag Archives: RBI
I’m an NRI. How should I Invest in Indian Stocks?

I’m an NRI. How should I Invest in Indian Stocks?

Over the past few months, the interest in the Indian stock market, especially among NRI’s, has picked up. After all, rupee has depreciated against all the major currencies in 2013. To attract foreign currency, RBI has deregulated interest rates on NRI deposits. In response to which, banks have raised NRI deposit rates. So, if you’re an NRI investor looking to invest in Indian stocks, having no clue about where to start, read on. But, before we proceed further, let’s have a clear understanding as to who is considered an NRI, according to the Foreign Exchange Management Act (FEMA) 1999. An individual is treated as a Resident in India in any previous year, if he/she was in India: for at least 182 days in that year or for at least 365 days during a period of 4 years, preceding that year and at least 60 days in that year. Any individual, […]

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Category:Learn
Company Shastra – Indian Bank Ltd.

Company Shastra – Indian Bank Ltd.

Indian Bank is a mid-sized public sector bank with major presence in South India. In fact it derives 42% of its growth from just one state, Tamil Nadu. It has been a consistent performer for the past ten years and can boast of ratios higher than industry averages.

However, the last one year has seen the NPA increasing from 0.53% to 1.33%.

Will the increasing NPA and focus on the southern region hamper its growth?

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The latest Stock Market Rally – Sectoral analysis

The latest Stock Market Rally – Sectoral analysis

With the Nifty going higher every week, the markets have witnessed a sudden rally for the past few months. While there have been a few sectors which have done extremely well during this period, a few sectors have lagged behind!

Which are these sectors? And what are the reasons for this rally?

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Category:Economy

Inflation and the Common man

Inflation rates have been consistently over 9% for several months now. High prices of food and essential commodities have kept it at such high levels. Though the various measures by RBI have helped to moderate the inflation to a certain extent, it still hovers in an uncomfortable zone. Bringing down the inflation rate has been on top of the agenda for RBI, given that high inflation has severe effects on the common man.
Read on to find out how Inflation affects the common man.

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How does the RBI interest rate hike affect your wallet?

On Friday, RBI raised Repo rates by 25 basis points or 0.25%. The RBI Governor has continued with a hawkish monetary policy given persistent high Inflation over the last two years. Inflation for August inched higher to 9.78% and RBI has made a clear choice of favouring Inflation control over losing some growth. Slowdown pressures are building up in key segments of the Indian economy. As a result core IIP numbers (IIP numbers without Capital Goods Industry) have come in lower at 6.5%. We believe that India’s Inflation is more supply side inflation, and the Governement. policy is a more robust tool for impacting Inflation than RBI’s Monetary Policy. Fiscal Policy, targeting investment in specific industries and faster rollout of Government infrastructure plans would have had beneficial impact. But Government inaction has forced RBI’s hand. So, how does this interest rate hike affect your wallet? This latest bout of Interest […]

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Category:In the News